Friday, September 24, 2010

That's A Discount!!!


We have all seen Progressive's "FLO" screaming "That's a Discount" on TV. Well in conjunction with rate changes in South Dakota, it appears that the companies are also adding discounts. This means that if you have been a long time client of Progressive or many other companies for that matter, you may not even know that you are eligible for additional discounts on your policy. After all, they aren't going to tell you that. So I am. Here are a few of the discounts available:

Educational Discount: Everyone is going to default to a High School Graduate Education level. If you have a attended college, completed college, have a trade school or vocational school degree, or completed Masters or Graduate Degrees those are all a higher discount. However, I have noticed that the discount is small, but why not take advantage if you can. (Progressive Only)

Paperless Discount: Many of you have this already, but those who don't and are willing to use email to receive your billing notices, add this discount as it can be significant. (Progressive Only)

Homeowner Discount: You don't have to actually live in it. This discount does not include mobilehomes or park models with Progressive however, GMAC is letting me apply this discount to park models. (Progressive and GMAC)

EFT: If you don't pay in full and receive billing notices, just go on EFT and save yourself a bunch of money. Call me to sign up. (Progressive and GMAC)

Driver's Safety Courses: 55 Alive, RVAA RV Safety Course, AAA has a course and also if you have a CDL "That's a Discount" with some companies (Progressive, GMAC and National Interstate/Triumphe all have some type of discount for this)

RV Club Membership: Lot's of discounts available here with GMAC and National Interstate. Progressive does not offer this. Good Sam, Camping World, FMCA etc (National Interstate/Triumphe and GMAC)

Manufacturers Club Discount: Winnebago, Newmar, Georgie Boy, Holiday Rambler, Gulf Stream, Freightliners RV Club, and many many more!! (National Interstate/Triumphe)

Alarm Discount: Audible alarm system your RV?? That's a Discount! (National Interstate/Triumphe)

Original Owner Discount: If you are the original owner of your RV, this is a 10% discount! I have to add this manually so if you don't see it on your RV renewal, and you are the original owner, call me to get it added. (New with Progressive Only. I have been adding this to my qualifying renewals and it has been significant)